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How much can I borrow?
We lend cash amounts of between $500 to $2,000, with repayments direct debited weekly or fortnightly from your nominated bank account.
Just locate the Action Cash Loans Centre closest to your location and phone or call in and find out how you qualify. If there isn't a centre close to you now, we hope to have one near you soon.
All our loans are secured by way of a Mortgage (Bill of Sale) over something of value such as chattels you own. A motor vechicle is required for loans over $1000, or a caravan, motorbike. We do not secure Home Mortgages.
Once you have completed your application we can usually inform you of your approval by phone on the same day. Your money is usually available within 24 hours.
Because our cash loans are secured by way of a mortgage, poor credit usually doesn't matter. We are still able to obtain approval if you have defaults against utilities such as electricity, gas, and telecommunications.
Anytime! If you are a new client, simply ring the appropriate contact number for your area to complete an application. For existing clients, simply contact us with your new request.
Usually the same day as you sign the contract.
Direct funds transfer. The money is directly deposited into your nominated bank account and will usually be available sometime that night, depending on when the bank processes it.
We make a direct withdrawal from your bank account on your next payday or the payday that you nominate. We only withdraw the amount that you authorized in your loan contract, that is, the loan and maintenance fee. If you pay out your loan early, there is no early termination fee and you will save on interest and maintenance fees (fees and charges can very from State to State).
We'll work with you, provided you contact us as soon as you know that there's problem. If you contact us, we can make arrangements to refinance your loan, where state law allows, or change payment schedules, we may incur extra expenses that we have to pass on to you. By staying to the original loan, you limit any additional charges or collection fees assessed to your account.
No. We must have the full amount collected before we can issue another loan. Besides protecting us, this will help you avoid getting over extended. Exceptions can sometimes be made if you have paid at least 2/3 off a current loan and/or have previously held a loan contract with us that was paid out in full and without default.
The success of your application will depend on your ability to prove your regular income.
What if I am self employed?Can I have more than one loan with Action Cash Loans at a time?What happens if I don't have the funds available to pay back the loan?How do I repay my loan?How do I get my money?When do I get my money?When can I request a cash loan?I have poor credit. Can I still get approved?How do I find out if I'm approved?What are the requirements for approval?What documents do I have to provide?Secured Loans. What does that mean?I'm new to Cash Loans. How do I get started?How much can I borrow?FAQ's |
 
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