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PRIVACY STATEMENTThis Privacy Statement is made on behalf of Action Cash Loans and all references to "Action", "Action Loans", Action Cash Loans (Centre name) "we", "us", or "our" in this statement are references to Action Cash Loans Pty Ltd (ACL No: 367696), Action Cash Franchise Pty Ltd as trustee for the Action Cash Franchise Trust (A.B.N. 35 930 701 490) or any of its associated companies, franchisee Centres with contacts shown on the home page of this website, entities or agents. Protecting your information is importantAt Action Cash Loans we understand the importance you attach to information that identifies you (your 'personal information'). This Privacy Statement tells you how and why we collect information when you apply for funding and also how we may use the information. What information we collect about youAction cash Loans collects information about you when they apply for funding. We collect personal information about you to verify your identity, address and income so that we can adequately assess your application. By agreeing to the terms of this form you also give us authority to do credit reference checks. If your funding is approved, elements of your application and repayment history may be used in calculating statistics. Your details are never associated directly with the resulting statistics which are only ever used to enable us to better serve you and future customers and to aid our marketing. (For example your age may be used in calculations which profile age brackets of our customer base). We may also use your information to provide you with offers and information about our services that we think may interest you. If you do not want to receive this information write to Action Cash Loans Pty Ltd, PO Box 618W, Ballarat West. Vic 3350 or email 112,114,105,118,97,99,121,64,97,99,116,105,111,110,99,97,115,104,108,111,97,110,115,46,99,111,109,46,97,117 and we will remove you from our mailing list. Do we give your personal information to anyone else?Action Cash Loans Centres do not sell, rent or trade personal information to, or with, third parties. However if you default in repayments you have given us the authority to pass on your personal and funding information to a debt collection agency, solicitor or other authority whom may assist us in the debt collection . We may also list your default with a credit reference organisation. We may also be required to disclose information for law enforcement or regulatory reasons. By applying for a loan, you acknowledge that we have the authority to do this as permitted under the Australian Privacy Act. Others authorised to use the personal information are also bound by this privacy statement. Our security proceduresIn formulating our business processes, we have incorporated security procedures and practices that we consider are consistent with Australian industry practice. We review our security procedures from time to time and update them when relevant. Your personal information is only accessible by us and by those who are authorised by us to access it. Life of our Privacy StatementThe information in this policy statement relates to our current privacy standards and is applicable for the life of the accompanying application and subsequent funding (if approved by us and accepted by you). How to contact usIf you have any questions about this privacy policy, or if you wish to access or correct your personal information, please contact us by one of the following means:
or contact any Action cash Loans Centre, their contact details are available on the home page of this website. |
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